If we get the cheapest mortgages

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should consider only the lowest differential. Bids with the lowest interest usually include commissions and related products that raise the overall cost of the mortgage. In HelpMyCash we advise you to seek mortgages that keep a balance between a low-interest, have no commissions and requiring little connection.
In the following table you can find the mortgage that maintain the best relationship between the three variables mentioned, interest-fee-insurance, that is, the real cheap mortgages July 2015:

RANKING OF MORTGAGES
1
Regular mortgage Vivivenda
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Oficinadirecta
Oficinadirecta
APR: 1.88%
Interest: E + 1.25%
Fee: € 395.86
Related products: 4
Contract
2
Mortgage Orange
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – ING Direct
Updated!
ING Direct
APR: 2.25%
Interest: E + 1.29%
Fee: € 397.73
Related products: 3
Contract
3
Mortgage Santander
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Santander
Updated!
Santander
APR: 2.64%
Interest: E + 1.25%
Fee: € 395.86
Related products: 4
Contract
4
Ecohipoteca
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Triodos Bank
Updated!
Triodos Bank
APR: 2.47%
Interest: E + 1.20%
Fee: € 393.53
Related products: 5
Contract
5
Mortgage Freedom +
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Banco Mediolanum
Banco Mediolanum
APR: 2.15%
Interest: E + 1.30%
Fee: € 398.20
Related products: 3
Contract
6
Mortgage Unoe
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Unoe Bank
Updated!
Unoe Bank
APR: 2.20%
Interest: E + 1.30%
Fee: € 398.20
Related products: 3
Contract
7
Premium Mortgage Geral
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Banco Caixa Geral
Banco Caixa Geral
APR: 2.09%
Interest: E + 1.25%
Fee: € 395.86
Related products: 5
Contract
8
BBVA Mortgage
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – BBVA
BBVA
APR: 2.15%
Interest: E + 1.25%
Fee: € 395.86
Related products: 5
Contract
9
Mortgage No More
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Bankinter
Updated!
Bankinter
APR: 2.92%
Interest: E + 1.50%
Fee: € 421.35
Related products: 3
Contract
10
Mortgage SIN
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Bankinter
Bankinter
APR: 2.92%
Interest: E + 1.50%
Fee: € 421.35
Related products: 3
Contract
Change the highlight of the week has been the reduction of the Ecohipoteca of Triodos Bank, which goes from Euribor to Euribor + 1.35% + 1.20%, maintaining the conditions of the mortgage. The Ecohipoteca placed fourth in our ranking of cheaper mortgages for the month of July 2015.

Mortgages with low interest
In 2015 appear every week mortgage deals that lower your interest rate. The mortgage banks are in full war and try to capture the maximum number of customers with offers that can reach Euribor + 1%.
10 mortgages with lower interest July 2015 fall short of differential Euribor + 1.50% we were seeing in recent months, as evidenced by the following ranking:
RANKING OF MORTGAGES
1
Mortgage Bankoa
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Bankoa
Bankoa
APR: 1.58%
Interest: E + 1.00%
Fee: € 398.10
Related products: 4
Contract
2
Mortgage Kutxabank
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Kutxabank
Kutxabank
APR: 2.05%
Interest: E + 1.00%
Fee: € 398.10
Related products: 5
Contract
3
Home mortgage
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Caixa Enginyers
Caixa Enginyers
APR: 2.82%
Interest: E + 1.00%
Fee: € 398.10
Related products: 5
Contract
4
Ecohipoteca
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Triodos Bank
Updated!
Triodos Bank
APR: 2.47%
Interest: E + 1.20%
Fee: € 393.53
Related products: 5
Contract
5
Mortgage Santander
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Santander
Updated!
Santander
APR: 2.64%
Interest: E + 1.25%
Fee: € 395.86
Related products: 4
Contract
6
Regular mortgage Vivivenda
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Oficinadirecta
Oficinadirecta
APR: 1.88%
Interest: E + 1.25%
Fee: € 395.86
Related products: 4
Contract
7
Premium Mortgage
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Popular Bank
Updated!
Popular Bank
APR: 2.28%
Interest: E + 1.25%
Fee: € 409.62
Related products: 5
Contract
8
Mortgage Now
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Liberbank
Updated!
Liberbank
APR: 2.61%
Interest: E + 1.25%
Fee: € 409.62
Related products: 5
Contract
9
Mortgage Orange
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – ING Direct
Updated!
ING Direct
APR: 2.25%
Interest: E + 1.29%
Fee: € 397.73
Related products: 3
Contract
10
Mortgage Freedom +
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Banco Mediolanum
Banco Mediolanum
APR: 2.15%
Interest: E + 1.30%
Fee: € 398.20
Related products: 3
Contract
The most important changes of the week are the entrance of the Popular Premium Mortgage Bank has lowered interest of Euribor + 1.59% to Euribor + 1.25%, and the Ecohipoteca Triodos Bank, which has lowered the Euribor interest rate Euribor + 1.35% to + 1.20%, passing directly to fourth. Also the entrance to rankind Mortgage Now Liberbank, offering an interest Euribor + 1.25%, but hiring 5 products linked.

Best online mortgages
Online mortgages offer many advantages, as they tend to offer lower than average interest and do not charge many fees. Moreover, they are much more comfortable, because you can recruit without having to move from home.

Here we present the top 7 online mortgage July 2015, sorted by the total cost of the mortgage, taking into account the interest, fees and related products.
RANKING OF MORTGAGES
1
Mortgage Orange
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – ING Direct
Updated!
ING Direct
APR: 2.25%
Interest: E + 1.29%
Fee: € 397.73
Related products: 3
Contract
2
Regular mortgage Vivivenda
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Oficinadirecta
Oficinadirecta
APR: 1.88%
Interest: E + 1.25%
Fee: € 395.86
Related products: 4
Contract
3
Mortgage Unoe
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Unoe Bank
Updated!
Unoe Bank
APR: 2.20%
Interest: E + 1.30%
Fee: € 398.20
Related products: 3
Contract
4
Ecohipoteca
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Triodos Bank
Updated!
Triodos Bank
APR: 2.47%
Interest: E + 1.20%
Fee: € 393.53
Related products: 5
Contract
5
Open Mortgage
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Open Bank
Updated!
Open Bank
APR: 2.16%
Interest: E + 1.49%
Fee: € 407.16
Related products: 4
Contract
6
Mortgage Plus Active
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Active Bank
Active Bank
APR: 2.73%
Interest: 1.50%
Fee: € 399.94
Related products: 3
Contract
7
Smart Mortgage
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Evo Bank
Evo Bank
APR: 2.64%
Interest: E + 1.50%
Fee: € 421.35
Related products: 4
Contract
The most important change in the online mortgage July 2015 is the rise of the Mortgage Housing Habitual Oficinadirecta, offering a very competitive interest rate of Euribor + 1.25%.

Floor mortgage bank
Banks floors are a good option for those who do not have savings, as most entities finance 100% of home value. Of course, they can only choose between the floors of the bank portfolio. Another advantage of the floors of banks is that they do not have to pay the assessment, because the bank already has undertaken to assess the home.

The following table shows the top 10 mortgage banks flooring July 2015:
RANKING OF MORTGAGES
1
Lightweight db Mortgage
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Deutsche Bank
Deutsche Bank
APR: 1.98%
Interest: E + 1.25%
Fee: € 409.62
Related products: 2
Contract
2
Mortgage Orange Sareb
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – ING Direct
ING Direct
APR: 2.25%
Interest: E + 1.29%
Fee: € 397.73
Related products: 3
Contract
3
Mortgage Aliseda
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Popular Bank
Popular Bank
APR: 2.29%
Interest: E + 1.25%
Fee: € 409.62
Related products: 2
Contract
4
Santander mortgage Sareb
Best mortgages in July 2015 in Spain. Independent and impartial Ranking – Santander
Santander
APR: 2.53%
Interest: E + 1.65%
Fee: € 414.81
Related products: 2

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